Personal Professional Liability Insurance

How can I find a personal professional liability insurance (PPLI) provider?

You may wish to check with any pharmacy organization or association to which you belong or any insurance carriers who provide you with other insurance (e.g., home, automobile). The College does not endorse or recommend any particular insurance carrier.

I am a Part A pharmacist (or pharmacy technician) who will be absent from practice for an extended period (e.g., personal/parental leave) but will continue to hold my Part A registration. Do I still need to maintain personal professional liability insurance (PPLI)?

Yes, you must continue to have PPLI coverage while you are a Part A registrant.

You also have the option to resign from the College Register and reinstate within three years from the date of your resignation. You will not be required to have PPLI once you resign but will need PPLI to be eligible to reinstate directly into Part A of the Register. See Resigning & Reinstating for more information.

Do I need to update my intern/intern technician-level personal professional liability insurance (PPLI) when I am applying for pharmacist/pharmacy technician registration?

Your PPLI must meet the OCP By-Law requirements. Before starting to complete your final application for registration as a pharmacist or pharmacy technician, please contact your insurance provider to ensure that your PPLI coverage as a pharmacist or pharmacy technician will meet the requirements.

Can my employer buy my personal professional liability insurance (PPLI)?

Your employer may pay for or reimburse you for your PPLI premium. However, the insurance must be in your name and stay with you if you change employers.

Do I need my own personal professional liability insurance (PPLI) if my employer has a corporate professional liability insurance policy?

Yes, you are required to have separate PPLI coverage. The PPLI policy must be issued in your name and provide you with mobility and coverage wherever you practice in Ontario.